Your earning
potential is a far more valuable asset than your
automobile or your home. Disability insurance is
designed to protect you from the possible loss of
income. What's the possibility of this happening?
It's more than you'd imagine. Why should you
consider it? It's the only sure way to provide
guaranteed coverage and guaranteed premiums.
What's the
possibility of this happening?
Chances of
becoming disabled for 3 months or longer before
age 65*
| Percentage |
58% |
54% |
50% |
48% |
40% |
30% |
23% |
| Age |
25 |
30 |
35 |
40 |
45 |
50 |
55 |
* Derived from
1985 Commissioners Individual Disability Table A.
Why should you
consider personal disability insurance?
- Worker's
Compensation only covers work related accidents.
- Unemployment
insurance only covers 15 weeks.
- Canada Pension
Plan: Are you comfortable relying on the
government for a benefit that can change?
- Group and
association coverage can fill a valuable role in
long-term disability protection. However, the
benefit may be limited by the definition of
disability and coverage amount.
Remember, a
custom designed individual disability plan will
provide you with guaranteed coverage and
guaranteed premiums. We will help you find the
right solution. Let's talk!
