ADE Financial Group
2100 Thurston Drive, Suite 13B
Ottawa, Ontario. K1L 8E2
 quotes@ADEFinancial.com
 
 
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Quick Needs Analysis I

This "Quick Needs Analysis" will provide you with an estimate of the amount of life insurance needed to replace a deceased wage earner's income.
*If you need a more precise calculation, please scroll down to
our "Quick Needs Analysis II".
Enter the annual replacement income that will be needed if the insured dies prematurely (before-tax).

Enter the number of years the replacement income
will be needed by dependents / beneficiaries.

Please estimate the average annual interest rate you can earn on the invested life insurance proceeds. (%)

Enter your estimate of the average annual inflation rate. (The average rate for the last 10 years has been approximately 3 %)

Click on "Compute" to calculate the amount of
life insurance needed to replace a deceased's lost annual income then click Continue get a quote:


For more accurate calculation, please fill in your information below.

Needs Analysis II
Step 1. Evaluate Your Income & Assets
Your current income is?
$
How many years will your spouse need your annual income?
 
Current investment income (Rental Properties, Dividends, Annuities, etc.)
$
Existing liquid assets - All assets that can be turned into cash within 3 months
(We recommend you not liquidate retirement accounts due to tax penalties)
$
The amount of your existing life insurance coverage:
$
Step 2. Evaluate Your Debts and Expenses
Outstanding mortgage balance:
$
Outstanding loans:
$
Final expenses: (Medical, Funeral, Taxes)
$
Step 3. Evaluate Your Child Support and College Expenses
 
Child: Monthly child cost: Years child will require support: College expenses:
1 $ years
2 $ years
3 $ years
4 $ years
5 $ years
Recommended Additional Life Insurance: $


 
 

 

We are Accountable, Dependable and Experienced. We are ADE Financial Group.

We naturally want to earn your business, and we will do everything we can to make your experience with us a win-win situation.

ADE Financial have been helping our clients comfortably organize their financial futures since 1995. Our staff have expert knowledge of the products being offered by the Insurance Industry and carefully selects the policies that best suit your needs. We also make it our business to constantly review and update our knowledge of the industry so that we can continue to offer you the finest {Life, Disability, Critical, Long Term and Investment} products.

When looking into life insurance or investment, it is important to feel comfortable about the decision you make. One of the many things you will appreciate about ADE Financial Group is the care we take to share the truth about the product with you. We believe that the more you know about your purchase, the better you will feel about it. Although our insurance quote system will give you a good idea of what life insurance is going to cost, please speak with our excellently trained staff to complete your understanding and feel confident about your choice. We will be happy to answer any of your questions and assist you with the application process.

 
 
     
 
We represent leading Canadian Insurance and Financial services companies with a full range of products.

 

 

RBC
Standard Life
Transamerica Life
Unity Life
Unum / Provident
 Ontario Blue Cross
 Trent Health

Manulife Financial
 BMO Life
Canada Life
Empire Financial
Equitable Life
Industrial Alliance
Liberty Health
and many more...
 
  
 
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